Compare funeral plans
All our providers are registered with the Funeral Planning Authority (FPA) so you can be confident that whichever plan you choose, you will get the funeral you have paid for when it is needed.
Provider
Defaqto Rating
Single Payment
Monthly Payment
You can tailor your product with a deposit from £0 to £1,000 and from 1 year to 29 years depending on your monthly budget. Please check the chosen providers site for more information.
Third Party Disbursements
Third party costs that may be covered by the allowance included in your plan can include doctor's fees (if applicable), cremation, burial or interment fees and the Minister or Officiant's fee to conduct the service. Disbursement allowance will increase annually in line with Consumer Price Index with no maximum limit.
Hearse / Limousines
The number of following limousines.
Coffin Type
The type of coffin available.
Conveyance of the Deceased
How much inclusive mileage do plans offer to collect the deceased and bring them to the funeral director.
Embalming Costs
Costs to preserve the deceased (generally selected if the deceased is to be viewed).
View Details
5 Star rating
What are Defaqto Star Ratings?
Premier Plan
More Info

With over 30 years’ experience in the funeral planning industry, Golden Charter is one of the UK’s largest funeral plan providers. Golden Charter is owned by the people who understand your needs best, local, independent funeral directors and with over 2,900 funeral directors in their network across the UK1, you and your family will be able to find help close to home whenever it’s needed.

Over 700,000 people have chosen to plan ahead with Golden Charter2. Now you can get that peace of mind too.


Sources

1 Based on number of funeral director branches in the UK accepting Golden Charter plans at 1st September 2019 (2,934). Golden Charter Annual Review 2018/19.

2 As of 29/08/19, 722,434 customers have chosen to plan ahead with Golden Charter.

£4099
Single Payment
120 x £40.50
Deposit: £99
Total: £4959
Monthly Payment
£1100
Third Party Disbursements

The third party costs allowance of £800 for the Value plan and £1100 for the Standard, Select and Premier plans is included as standard. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

Hearse + 2 Limousines
Hearse / Limousines
Superior
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
FREE £100 M&S gift card when you take out a plan between 1st June and 31st August 2021. See full T&C's
Premium Plan
More Info

We are Avalon, the UK’s most trusted funeral plan provider. With over 25 years’ experience and a 5-star ‘Excellent’ rating on Trustpilot, we are experts in helping customers and their loved ones plan for the future and create memories that will last a lifetime.

Our award-winning prepaid funeral plans give you total peace of mind – we are regulated by the Funeral Planning Authority and thanks to the Avalon Promise, we can still cover the costs even if you pass away before you’ve finished paying for your plan. We’re the only provider that works with a network of 1,800 independent Funeral Directors to offer this kind of security.

We think we’re different to other funeral plan companies. We consider the important things that you might not have thought about yet when planning your funeral and go the extra mile to help you and your loved ones when you need it most.

£4245
Single Payment
120 x £52.51
Deposit: £100
Total: £6400.40
Monthly Payment
£1000
Third Party Disbursements

Our disbursement allowance will increase annually in line with Consumer Price Index with no maximum limit.

Hearse + 2 Limousines
Hearse / Limousines
High quality veneer
Coffin Type
Unlimited
Funeral Procession Limit
Included
Embalming Costs
 
Gold Plan
More Info

We’re the UK’s largest funeral director, with over 100 years’ experience in caring for families at their time of need. With funeral homes all across the UK, we’re a trusted brand for our funeral plans. Unlike other providers, our funeral plans are both fully guaranteed, and covered by our unique Co-op Commitment.

As a Co-op Member you pay an exclusive member price, saving you at least £100 or 5% whichever is greater, when you buy a funeral plan with us.

We also give 1% of what you spend to a local cause in your community that you get to choose.

And, thanks to our members, we’re delivering £17 million to local causes this year.

£4295
Single Payment
120 x £45.60
Deposit: £99
Total: £5373
Monthly Payment
Fully guaranteed
Third Party Disbursements

It’s as simple as that. When you take out a plan with us, we’ll tell you exactly what’s included and when the time comes your family won’t pay anything extra for anything in your plan. This isn’t always the case with other providers. Where we fully guarantee to pay third party costs, some providers will offer a contribution towards those costs. This means that if there’s a difference, your family will have to pay more when the time comes.

Hearse + 2 Limousines
Hearse / Limousines
Wood veneer coffin
Coffin Type
50 miles
Funeral Procession Limit
Not Included
Embalming Costs
Please quote MSM100 to receive your unique £100 discount off any of our set plans. See full T&C's
4 Star rating
What are Defaqto Star Ratings?
Select Plan
More Info

With over 30 years’ experience in the funeral planning industry, Golden Charter is one of the UK’s largest funeral plan providers. Golden Charter is owned by the people who understand your needs best, local, independent funeral directors and with over 2,900 funeral directors in their network across the UK1, you and your family will be able to find help close to home whenever it’s needed.

Over 700,000 people have chosen to plan ahead with Golden Charter2. Now you can get that peace of mind too.


Sources

1 Based on number of funeral director branches in the UK accepting Golden Charter plans at 1st September 2019 (2,934). Golden Charter Annual Review 2018/19.

2 As of 29/08/19, 722,434 customers have chosen to plan ahead with Golden Charter.

£3850
Single Payment
120 x £37.98
Deposit: £99
Total: £4656.60
Monthly Payment
£1100
Third Party Disbursements

The third party costs allowance of £800 for the Value plan and £1100 for the Standard, Select and Premier plans is included as standard. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

If you choose a cremation and pay for a plan by the single payment or 12 monthly payment options, for an additional £200 you can choose to guarantee that third party costs will be covered if you die within five years from when the plan is fully paid. If death occurs after this 5 year period, the payment of £200 will be added into the third party costs allowance.

Hearse + 1 Limousine
Hearse / Limousines
High Quality
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
FREE £100 M&S gift card when you take out a plan between 1st June and 31st August 2021. See full T&C's
Silver Plan
More Info

We’re the UK’s largest funeral director, with over 100 years’ experience in caring for families at their time of need. With funeral homes all across the UK, we’re a trusted brand for our funeral plans. Unlike other providers, our funeral plans are both fully guaranteed, and covered by our unique Co-op Commitment.

As a Co-op Member you pay an exclusive member price, saving you at least £100 or 5% whichever is greater, when you buy a funeral plan with us.

We also give 1% of what you spend to a local cause in your community that you get to choose.

And, thanks to our members, we’re delivering £17 million to local causes this year.

£3995
Single Payment
120 x £42.34
Deposit: £99
Total: £4981.80
Monthly Payment
Fully guaranteed
Third Party Disbursements

It’s as simple as that. When you take out a plan with us, we’ll tell you exactly what’s included and when the time comes your family won’t pay anything extra for anything in your plan. This isn’t always the case with other providers. Where we fully guarantee to pay third party costs, some providers will offer a contribution towards those costs. This means that if there’s a difference, your family will have to pay more when the time comes.

Hearse + 1 Limousine
Hearse / Limousines
Wood effect coffin
Coffin Type
50 miles
Funeral Procession Limit
Not Included
Embalming Costs
Please quote MSM100 to receive your unique £100 discount off any of our set plans. See full T&C's
Plus Plan
More Info

We are Avalon, the UK’s most trusted funeral plan provider. With over 25 years’ experience and a 5-star ‘Excellent’ rating on Trustpilot, we are experts in helping customers and their loved ones plan for the future and create memories that will last a lifetime.

Our award-winning prepaid funeral plans give you total peace of mind – we are regulated by the Funeral Planning Authority and thanks to the Avalon Promise, we can still cover the costs even if you pass away before you’ve finished paying for your plan. We’re the only provider that works with a network of 1,800 independent Funeral Directors to offer this kind of security.

We think we’re different to other funeral plan companies. We consider the important things that you might not have thought about yet when planning your funeral and go the extra mile to help you and your loved ones when you need it most.

£3995
Single Payment
120 x £49.34
Deposit: £100
Total: £6020.40
Monthly Payment
£1000
Third Party Disbursements

Our disbursement allowance will increase annually in line with Consumer Price Index with no maximum limit.

Hearse + 1 Limousine
Hearse / Limousines
Quality veneer
Coffin Type
Unlimited
Funeral Procession Limit
Included
Embalming Costs
 
Ruby Funeral Plan
More Info

Safe Hands is a trusted, regulated provider of pre-paid funeral plans and is more than a name. When you buy a Safe Hands funeral plan, we put your money into The Safe Hands Plans Trust. It’s a trust that's operated independently by Sterling Trust Corporation Ltd.

We take customer service seriously. Our customers' families will depend on us for help, support, and peace of mind. Funerals are a part of life. You might not talk about funerals every day, but we do – and we have a Bereavement Support Team who can talk to your family, when the time comes.

Everyone at Safe Hands learns how to handle end of life planning sensitively. You'll find we’re direct and practical too.

End of life planning is part of life.

£4195
Single Payment
120 x £50.86
Deposit: £99
Total: £6202.04
Monthly Payment
£1200
Third Party Disbursements
Hearse + 2 Limousines
Hearse / Limousines
High Quality, Oak Wood Veneered
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
 
3 Star rating
What are Defaqto Star Ratings?
Topaz Funeral Plan
More Info

Safe Hands is a trusted, regulated provider of pre-paid funeral plans and is more than a name. When you buy a Safe Hands funeral plan, we put your money into The Safe Hands Plans Trust. It’s a trust that's operated independently by Sterling Trust Corporation Ltd.

We take customer service seriously. Our customers' families will depend on us for help, support, and peace of mind. Funerals are a part of life. You might not talk about funerals every day, but we do – and we have a Bereavement Support Team who can talk to your family, when the time comes.

Everyone at Safe Hands learns how to handle end of life planning sensitively. You'll find we’re direct and practical too.

End of life planning is part of life.

£2495
Single Payment
120 x £29.75
Deposit: £99
Total: £3669.04
Monthly Payment
Fully guaranteed
Third Party Disbursements
Hearse Only
Hearse / Limousines
Quality Wood Veneered
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
 
Value Plan
More Info

With over 30 years’ experience in the funeral planning industry, Golden Charter is one of the UK’s largest funeral plan providers. Golden Charter is owned by the people who understand your needs best, local, independent funeral directors and with over 2,900 funeral directors in their network across the UK1, you and your family will be able to find help close to home whenever it’s needed.

Over 700,000 people have chosen to plan ahead with Golden Charter2. Now you can get that peace of mind too.


Sources

1 Based on number of funeral director branches in the UK accepting Golden Charter plans at 1st September 2019 (2,934). Golden Charter Annual Review 2018/19.

2 As of 29/08/19, 722,434 customers have chosen to plan ahead with Golden Charter.

£2895
Single Payment
120 x £28.31
Deposit: £99
Total: £3496.20
Monthly Payment
£800
Third Party Disbursements

The third party costs allowance of £800 for the Value plan and £1100 for the Standard, Select and Premier plans is included as standard. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

If you choose a cremation and pay for a plan by the single payment or 12 monthly payment options, for an additional £200 you can choose to guarantee that third party costs will be covered if you die within five years from when the plan is fully paid. If death occurs after this 5 year period, the payment of £200 will be added into the third party costs allowance.

Hearse Only
Hearse / Limousines
Basic
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
FREE £100 M&S gift card when you take out a plan between 1st June and 31st August 2021. See full T&C's
Simple Plan
More Info

We’re the UK’s largest funeral director, with over 100 years’ experience in caring for families at their time of need. With funeral homes all across the UK, we’re a trusted brand for our funeral plans. Unlike other providers, our funeral plans are both fully guaranteed, and covered by our unique Co-op Commitment.

As a Co-op Member you pay an exclusive member price, saving you at least £100 or 5% whichever is greater, when you buy a funeral plan with us.

We also give 1% of what you spend to a local cause in your community that you get to choose.

And, thanks to our members, we’re delivering £17 million to local causes this year.

£3095
Single Payment
120 x £32.55
Deposit: £99
Total: £3807
Monthly Payment
£950
Third Party Disbursements

It’s as simple as that. When you take out a plan with us, we’ll tell you exactly what’s included and when the time comes your family won’t pay anything extra for anything in your plan. This isn’t always the case with other providers. Where we fully guarantee to pay third party costs, some providers will offer a contribution towards those costs. This means that if there’s a difference, your family will have to pay more when the time comes.

Vehicle of our choosing
Hearse / Limousines
Basic
Coffin Type
50 miles
Funeral Procession Limit
Not Included
Embalming Costs
Please quote MSM100 to receive your unique £100 discount off any of our set plans. See full T&C's
Standard Plan
More Info

With over 30 years’ experience in the funeral planning industry, Golden Charter is one of the UK’s largest funeral plan providers. Golden Charter is owned by the people who understand your needs best, local, independent funeral directors and with over 2,900 funeral directors in their network across the UK1, you and your family will be able to find help close to home whenever it’s needed.

Over 700,000 people have chosen to plan ahead with Golden Charter2. Now you can get that peace of mind too.


Sources

1 Based on number of funeral director branches in the UK accepting Golden Charter plans at 1st September 2019 (2,934). Golden Charter Annual Review 2018/19.

2 As of 29/08/19, 722,434 customers have chosen to plan ahead with Golden Charter.

£3495
Single Payment
120 x £34.38
Deposit: £99
Total: £4224.60
Monthly Payment
£1100
Third Party Disbursements

The third party costs allowance of £800 for the Value plan and £1100 for the Standard, Select and Premier plans is included as standard. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

If you choose a cremation and pay for a plan by the single payment or 12 monthly payment options, for an additional £200 you can choose to guarantee that third party costs will be covered if you die within five years from when the plan is fully paid. If death occurs after this 5 year period, the payment of £200 will be added into the third party costs allowance.

Hearse Only
Hearse / Limousines
Simple wood effect
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
FREE £100 M&S gift card when you take out a plan between 1st June and 31st August 2021. See full T&C's
Bronze Plan
More Info

We’re the UK’s largest funeral director, with over 100 years’ experience in caring for families at their time of need. With funeral homes all across the UK, we’re a trusted brand for our funeral plans. Unlike other providers, our funeral plans are both fully guaranteed, and covered by our unique Co-op Commitment.

As a Co-op Member you pay an exclusive member price, saving you at least £100 or 5% whichever is greater, when you buy a funeral plan with us.

We also give 1% of what you spend to a local cause in your community that you get to choose.

And, thanks to our members, we’re delivering £17 million to local causes this year.

£3595
Single Payment
120 x £37.99
Deposit: £99
Total: £4459.80
Monthly Payment
£1100
Third Party Disbursements

It’s as simple as that. When you take out a plan with us, we’ll tell you exactly what’s included and when the time comes your family won’t pay anything extra for anything in your plan. This isn’t always the case with other providers. Where we fully guarantee to pay third party costs, some providers will offer a contribution towards those costs. This means that if there’s a difference, your family will have to pay more when the time comes.

Hearse Only
Hearse / Limousines
Maple coffin
Coffin Type
50 miles
Funeral Procession Limit
Not Included
Embalming Costs
Please quote MSM100 to receive your unique £100 discount off any of our set plans. See full T&C's
Standard Plan
More Info

We are Avalon, the UK’s most trusted funeral plan provider. With over 25 years’ experience and a 5-star ‘Excellent’ rating on Trustpilot, we are experts in helping customers and their loved ones plan for the future and create memories that will last a lifetime.

Our award-winning prepaid funeral plans give you total peace of mind – we are regulated by the Funeral Planning Authority and thanks to the Avalon Promise, we can still cover the costs even if you pass away before you’ve finished paying for your plan. We’re the only provider that works with a network of 1,800 independent Funeral Directors to offer this kind of security.

We think we’re different to other funeral plan companies. We consider the important things that you might not have thought about yet when planning your funeral and go the extra mile to help you and your loved ones when you need it most.

£3645
Single Payment
120 x £44.91
Deposit: £100
Total: £5488.40
Monthly Payment
£1000
Third Party Disbursements

Our disbursement allowance will increase annually in line with Consumer Price Index with no maximum limit.

Hearse Only
Hearse / Limousines
Simple wood effect
Coffin Type
Unlimited
Funeral Procession Limit
Included
Embalming Costs
 
Pearl Funeral Plan
More Info

Safe Hands is a trusted, regulated provider of pre-paid funeral plans and is more than a name. When you buy a Safe Hands funeral plan, we put your money into The Safe Hands Plans Trust. It’s a trust that's operated independently by Sterling Trust Corporation Ltd.

We take customer service seriously. Our customers' families will depend on us for help, support, and peace of mind. Funerals are a part of life. You might not talk about funerals every day, but we do – and we have a Bereavement Support Team who can talk to your family, when the time comes.

Everyone at Safe Hands learns how to handle end of life planning sensitively. You'll find we’re direct and practical too.

End of life planning is part of life.

£3695
Single Payment
120 x £44.65
Deposit: £99
Total: £5457.04
Monthly Payment
£1200
Third Party Disbursements
Hearse Only
Hearse / Limousines
Quality Wood Veneered
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
 
Sapphire Funeral Plan
More Info

Safe Hands is a trusted, regulated provider of pre-paid funeral plans and is more than a name. When you buy a Safe Hands funeral plan, we put your money into The Safe Hands Plans Trust. It’s a trust that's operated independently by Sterling Trust Corporation Ltd.

We take customer service seriously. Our customers' families will depend on us for help, support, and peace of mind. Funerals are a part of life. You might not talk about funerals every day, but we do – and we have a Bereavement Support Team who can talk to your family, when the time comes.

Everyone at Safe Hands learns how to handle end of life planning sensitively. You'll find we’re direct and practical too.

End of life planning is part of life.

£3895
Single Payment
120 x £47.13
Deposit: £99
Total: £5755.04
Monthly Payment
£1200
Third Party Disbursements
Hearse + 1 Limousine
Hearse / Limousines
Quality Wood Veneered
Coffin Type
25 miles
Funeral Procession Limit
Not Included
Embalming Costs
 
Unrated
What are Defaqto Star Ratings?
Direct Cremation plan
More Info

Safe Hands is a trusted, regulated provider of pre-paid funeral plans and is more than a name. When you buy a Safe Hands funeral plan, we put your money into The Safe Hands Plans Trust. It’s a trust that's operated independently by Sterling Trust Corporation Ltd.

We take customer service seriously. Our customers' families will depend on us for help, support, and peace of mind. Funerals are a part of life. You might not talk about funerals every day, but we do – and we have a Bereavement Support Team who can talk to your family, when the time comes.

Everyone at Safe Hands learns how to handle end of life planning sensitively. You'll find we’re direct and practical too.

End of life planning is part of life.

£1895
Single Payment
120 x £15.79
Deposit: £15.79
Total: £1895
Monthly Payment
Fully guaranteed
Third Party Disbursements
Hearse Only
Hearse / Limousines
Coffin Type
None miles
Funeral Procession Limit
Not Included
Embalming Costs
 

What are Defaqto Star Ratings?

Defaqto Star Ratings provide an expert assessment so that you can see the quality of products and policies at a glance. They rate every product on the market, on a scale of 1 to 5 stars. A 1 Star product covers the basics, whereas a 5 Star product is one of the most comprehensive on the market.
1 Star
This is a basic product, with a low level of features and benefits.
2 Star
This is a product typically offering a below average range of features and benefits.
3 Star
This is a standard product providing an average level of features and benefits.
4 Star
This is a product with a good level of features and benefits.
5 Star
This is an excellent product with a comprehensive range of features and benefits.

Representative Examples

Monthly Payments
Monthly payment options can be tailored depending on your budget, more details are available on the provider's site. All example monthly payments are based on either £99 or £100 deposit and instalments over 10 years.

The following instalment handling charges (IHC) apply: Golden Charter 4%, Co-op 5.7%, Avalon 5.2%, Safe Hands 4%. Co-op payment example is based on a 50-year-old.
Deposits
Over 38% of plans across our listed providers are purchased with a deposit less than £250 and over a 10 year period. We have provided you an example but please check your preferred option when you click through to the chosen provider's site.

Offers

1. Protectyourfamily.co.uk Limited does not accept any responsibility or liability under or in connection with this offer (including without limitation as a result of technical fault or computer or electronic malfunction [or incomplete, illegible, lost or fraudulent entries]).

2. If any paragraph in these terms and conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other paragraphs of these terms and conditions, which shall remain in full force and effect.

3. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. The Courts of England and Wales shall have exclusive jurisdiction in connection with these terms and conditions.